Money Train Review 2026: Where To Play?
Pro Tip
If you're testing Money Train for the first time, start with the base game before using the bonus buy. The bonus buy costs between 80x–100x your stake, so getting a feel for the volatility at lower risk helps you decide whether the shortcut is worth it.
Where To Play Money Train
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I consider Money Train the game that put Relax Gaming on the map, and the Money Cart hold-and-spin bonus it introduced in 2019 would go on to define an entire franchise. The 20,000x max win was ambitious for its time, the bonus buy option added convenience, and the 96.20% RTP was above average. Subsequent entries in the series have overshadowed it, but the original deserves credit for launching what became one of the most celebrated slot franchises in modern iGaming.
Money Train Overview
I have played Money Train from its earliest days, and the Money Cart bonus round is the entire reason to spin this game. When triggered, you receive 3 respins on the 5x4 grid with symbol values displayed on each position. Landing new symbols resets the respin counter to 3, and the round continues until either you run out of respins or fill the entire grid. The accumulation of symbol values across the grid creates a building tension that makes every new symbol feel significant.
The base game runs on 40 paylines with standard wild and scatter mechanics. It can feel unremarkable between bonus triggers – I will be honest about that. The 96.20% RTP is solid, and high volatility means the game concentrates its value in the Money Cart feature. The bonus buy option at 80x stake gives direct access to the feature, which I always appreciate in high-volatility games where base game triggers can be infrequent. The older graphics are noticeable when compared to Money Train 2, 3, and 4, but the maths model holds up. This is a game I respect for what it started, even if I would typically recommend its sequels for pure gameplay.
Playing Money Train on Mobile
The mobile version runs well, with the 5x4 grid displaying cleanly on both orientations. I preferred landscape mode for the Money Cart bonus, where tracking the accumulating symbol values across all 20 grid positions is easier on a wider screen. Touch controls are responsive, and the bonus buy button is well-placed. The visual style shows its 2019 age on modern high-resolution screens, but performance is solid throughout.
Money Train Pros and Cons
The franchise launcher that introduced the Money Cart mechanic. Strong maths but visually dated, and the sequels have improved on every aspect.
Pros:
- 20,000x max win launched the series with a strong ceiling
- Money Cart hold-and-spin bonus is the defining feature that sparked a franchise
- Bonus buy option for instant access to the feature at 80x stake
- Above-average 96.20% RTP
Cons:
- Base game can feel uneventful outside the Money Cart bonus
- Older graphics compared to the polished later entries in the series
Where Is Money Train Restricted?
Relax Gaming restricts Money Train in these regulated markets.
- United States
- Australia
- France
- Italy
- Spain
Best Money Train Alternatives
The most obvious alternatives are the game's own sequels, each of which builds on the Money Cart formula with higher ceilings and more modifiers.
Money Train 2 (Relax Gaming)
The sequel raised the max win from 20,000x to 50,000x and introduced persistent modifiers like Collector, Sniper, and Necromancer that create exponential win-scaling potential. The 96.40% RTP is higher, and the bonus buy pushes to 98%. This is the upgrade in every measurable dimension.
Why pick over Money Train: 2.5x higher max win with modifier mechanics that fundamentally deepen the bonus.
Money Train 3 (Relax Gaming)
Doubled the max win again to 100,000x with new modifiers like Shapeshifter and Reshuffler. The 96.10% RTP is slightly lower than the original, and the $10 max bet caps absolute payouts, but the win potential is industry-leading.
Why pick over Money Train: 5x higher max win with the most refined modifier set in the series.
Money Train 4 (Relax Gaming)
The franchise finale pushes the ceiling to 150,000x on a new 6x6 scatter-pays grid with 21 modifiers. The bold mechanical shift to scatter pays was divisive, but the win potential is the series' peak. The $6 max bet is restrictive.
Why pick over Money Train: record-breaking 150,000x max win with maximum modifier variety.
Temple Tumble Megaways (Relax Gaming)
If you want a Relax Gaming slot that is not part of the Money Train series, Temple Tumble combines 46,656 Megaways with tumbling reels, destructible blocks, and three selectable free spins modes. The 9,600x max win and 96.25% RTP offer a different Relax experience.
Why pick over Money Train: Megaways cascading gameplay with strategic free spins choice.
Frequently Asked Questions
What is Money Train's RTP?
Money Train has an RTP of 96.20%, which is above the industry average. The bonus buy feature maintains this same RTP. Among the Money Train series, this sits between Money Train 2 (96.40%) and Money Train 3/4 (96.10%).
Is Money Train available in Italy?
No. Relax Gaming restricts Money Train in Italy, along with the United States, Australia, France, and Spain. Italian players looking for hold-and-spin mechanics should explore alternatives from providers with AAMS/ADM licensing.
How does the Money Cart bonus round work?
The Money Cart bonus triggers when you land enough scatter symbols during the base game (or through the bonus buy at 80x stake). You receive 3 initial respins on the 5x4 grid. Each position that already has a symbol displays a cash value. When a new symbol lands on an empty position, the respin counter resets to 3. The round ends when either you run out of respins or fill all 20 grid positions. The total payout is the sum of all symbol values on the grid, which can reach up to 20,000x your stake.
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